Lincoln OptiBlend ® fixed indexed annuity suite . Over the long-term, an indexed annuity may offer the potential for greater earnings than a fixed annuity but may have years, when the index is down, when no interest will be credited. An annuity is a financial product sold by insurance companies that provides a stream of payments over time to the purchaser (annuitant). You invest a specific amount and the institution will guarantees you fixed periodic payments. Fixed index annuities give you the opportunity to earn returns based on the performance of a benchmark stock index (e.g., S&P 500) without the risk of ever losing money in a year when the stock market declines. Fixed Annuity: It is the traditional financial instrument which we discussed above. Downside protection through minimum guarantees 1 to ensure that your cash value will not decline due to … A Deferred Annuity is a single-premium annuity which grows at a fixed rate for a predetermined amount of time, very similar to CDs. Annuity Definitions – Terms Related to Annuity Calculator Annuity. Subsequent interest rates are declared annually. Use our Annuity Income Calculator to discover how the guaranteed income of an annuity can help fill any gaps between your essential expenses and income in retirement – allowing you to pursue your passions with more confidence. Fixed Index Annuity. This Annuity Calculator Can Estimate Your Retirement Income Plan a comfy retirement with the help of an annuity calculator and other estimating tools. Variable Annuity: It is very different than the traditional fixed annuity. The Lincoln OptiBlend ® fixed indexed annuity offers flexible premium annuities that can provide several features to help meet accumulation and income needs.. Key features: A Fixed Account offers a set interest rate for one year. There are a lot of different flavors of annuity contracts and they can be complex. ... Get income annuity quotes using the annuity calculator on this page or call (800) 872-6684 for quick answers to all your annuity questions!
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